Zip Pay - Own it now, pay later

Want it.

Choose the items you love. - Zip it

Select Zip at the checkout - Own it.

Set your repayments and enjoy your purchase.

Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries..

Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

Interest free with Zip Pay

Interest free terms available with Zip Money*

Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

Reusable account

A reusable account with a limit that suits your needs

Whatever you want from The Boat Warehouse,
there's a Zip for that

Two great ways to help you own it

Your everyday spending account - Under $1000

Account limits - Up to $1,000

Interest - Interest free, always

Minimum repayments - From $40/month

Establishment - Fee $0

Monthly account fees - $6.00/month (waived if your statement balance is zero)

Your everyday spending account - Over $1000

Account limits - From $1,000

Interest free period - Up to 0 months interest free*

Minimum repayments - From $40/month or 3% of the outstanding balance (whichever is greater)*

Establishment Fee - A one-off establishment fee may apply.

See here for details

Monthly account fees - $6.00/month (waived if your statement balance is zero)

Zip FAQs - Visit Help Centre

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money


  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.*

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Returns and refunds:

  • If your item meets Blue Bottle Marine returns policy, the purchase amount will be credited back to your Zip account.

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • The $6.00 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.